Annual Fundraising & Media Campaign

Annual Campaign
Strategy 2026–2029

A fully integrated, multi-channel fundraising campaign applying world-best-practice principles across eight funding channels, with awareness-to-conversion funnels, paid media creative, and capability statements for every channel partner approach.

8 Channels
$470K Year 1 Target
$2.43M Year 3 Target
3:1 ROI Y2+
Media and fundraising campaign team
01

Strategic Overview

Why we fundraise, who we are asking, and the principles that govern how we ask.

Our fundraising position: Life Without Debt does not charge the people it helps. Every dollar raised goes directly to sustaining a service that gives people with a terminal diagnosis the one thing money cannot buy back: time. Donors are not just giving money. They are giving time.

Life Without Debt operates at the intersection of two powerful donor motivations: the universal fear of financial hardship, and the universal experience of watching someone you love face serious illness. Our fundraising strategy is built on this intersection. We do not manufacture urgency. The urgency already exists in the lives of the people we serve.

This campaign strategy follows the Supporter-Centric Fundraising Model developed by the Institute of Fundraising (UK) and adapted by Fundraising Institute Australia (FIA), combined with the Blackbaud Fundraising Pyramid for donor pipeline development and the SOFII best-practice storytelling framework.

The Three Fundraising Imperatives

Emotional Truth

Every campaign leads with a real human story. Data follows emotion, never precedes it. The story unlocks the door. The data confirms the decision.

Donor Identity

Donors give because it reflects who they are. We frame every ask around the donor's identity as someone who believes no person should face debt and illness at the same time.

Specific Impact

Every ask links a dollar amount to a specific outcome: "$50 funds one hour of professional debt negotiation." Vague asks underperform by 40% (Giving USA, 2023).

Target Donor Segments

Bereaved Family

People who have lost someone to illness. Deep emotional resonance. Motivated by legacy and meaning-making. Highest average gift.

Healthcare Workers

Nurses, social workers, palliative care staff. Refer clients. Also give. Strong community of practice channel. LinkedIn primary.

Corporate Partners

Financial services, legal, insurance, banking sectors. ESG alignment, employee giving programs, brand association with a trusted cause.

High Net Worth Individuals

Philanthropists, values-driven wealth. Approached via relationships, events, and bespoke capability statements. Bequest potential.

02

World-Best-Practice Fundraising Principles

The international standards that govern every decision in this campaign.

FIA Code of Practice

All fundraising activity adheres to the Fundraising Institute Australia Code of Ethics and Professional Practice. Every communication is honest, transparent, and respectful of donor privacy.

ACNC Accountability Standards

Annual donor impact reports, public financial statements, and named governance contacts. Donors can see exactly where their money goes. Transparency is our competitive advantage.

Donor Pyramid Development

New donors enter at awareness. We nurture them through engagement to conversion to retention to major gift consideration. No donor is ever just a transaction.

Relationship Fundraising

Ken Burnett's model: every donor interaction deepens the relationship. We acknowledge, we report back, we thank personally. Donor retention beats acquisition cost by 5:1.

Story-Led Asks

SOFII (Showcase of Fundraising Innovation and Inspiration) principle: one person, one story, one ask. We do not dilute the emotional case with multiple messages.

Dignity of Beneficiaries

People with a terminal diagnosis are never portrayed as victims or objects of pity. They are the reason this organisation exists. Our storytelling reflects their dignity, not their suffering.

Australian giving context: Australians gave $13.2 billion to charity in 2023 (Giving Australia). 71% of Australians made a charitable gift. Health-related causes attract 22% of all giving. Our dual mandate (health + financial hardship) positions us across two of the top five giving motivations in Australia.

03

Revenue Portfolio & Targets

Three-year channel-by-channel revenue plan, aligned to the OPEX break-even model in structure.html.

Three-Year Revenue Portfolio Summary

All figures AUD. Targets indexed to OPEX requirements.
Channel Year 1 Target Year 2 Target Year 3 Target Y1 % of Revenue Channel Type
Individual Giving (Online) [Room C] $35,000 $90,000 $200,000 7.4% Direct
Regular Giving Program [Room C] $65,000 $160,000 $350,000 13.8% Direct
Grants (Philanthropic Foundations) [Room A] $200,000 $500,000 $900,000 42.6% Applied
Government Funding [Room D] $0 $0 $250,000 0% Applied
Corporate Partnerships [Room B] $80,000 $200,000 $400,000 17.0% Partnership
Major Donors (HNW) [Room E] $20,000 $50,000 $100,000 4.3% Relationship
Bequests (Estate Gifts) [Room E] $10,000 $30,000 $50,000 2.1% Relationship
Health Sector MOU Fees [Room F] $0 $50,000 $80,000 0% Earned
In-Kind: CMS Technical Negotiator [Related Party] $60,000 $30,000 $100,000 12.8% In-Kind
TOTAL REVENUE $470,000 $1,110,000 $2,430,000 100%
Projected OPEX (incl. $165K CEO + $60K board fees Y1) $442,708 $593,248 $667,839
Surplus / (Deficit) +$27,292 +$516,752 +$1,762,161

Revenue Channel Mix: Year 1 vs Year 3

Portfolio rationale: Grants and government funding anchor Year 1 because they have the longest lead times and highest certainty once approved. Individual giving and corporate partnerships scale in Years 2 and 3 as brand awareness builds. Bequests are a Year 3+ strategy requiring established donor relationships. This sequencing matches how comparable Australian health charities (Carers Australia, Palliative Care Australia) built their funding base.

04

Annual Campaign Calendar

Month-by-month campaign activity mapped to the Australian fundraising cycle and key national moments.

Australian fundraising calendar insight: The four peak giving periods in Australia are: End of Financial Year (May/June), Christmas/End of Year (November/December), Daffodil Day (August), and World Cancer Day (4 February). We build major campaign spikes around these periods while maintaining always-on digital activity.

January–February
Campaign Launch + World Cancer Day (4 Feb)
Website and all channels go live. Paid search activated. World Cancer Day campaign: "Debt Shouldn't Be Part of the Diagnosis." Partner outreach to Cancer Council, Leukaemia Foundation, Peter MacCallum. Email welcome sequence deployed to founding donor list.
March–April
Corporate Partnership Push + Grant Applications Open
LinkedIn campaign targeting C-suite in financial services, banking, insurance. Capability statement distributed to 20 target corporate partners. First round of philanthropic foundation grant applications submitted. Q1 donor report sent to all existing supporters.
May–June
EOFY Campaign: Our Biggest Campaign of the Year
Tax deductibility is the primary message. Target: 40% of annual individual giving revenue raised in 6 weeks. Google Ads spend doubled. Meta retargeting intensified. Email sequence: 6 emails over 4 weeks. Landing page A/B tested: story-led vs impact-led. Major donor phone call program activated. Deadline urgency: "Donations by June 30 are tax deductible."
July–August
New Financial Year Reset + Palliative Care Week (August)
Begin next EOFY grant cycle. Palliative Care Week partnership activations. Healthcare worker engagement campaign via LinkedIn and email. Case study video production for Q4 campaigns. Regular giving program recruitment push: "Give $15 a month. One hour of expert help."
September–October
Mid-Year Impact Report + Storytelling Campaign
Publish first mid-year impact report. Send to all donors, corporate partners, grant bodies. PR campaign: pitch to The Australian, ABC Health Report, Guardian Australia. New donor acquisition campaign: Facebook lookalike audiences from existing donor base. LinkedIn long-form thought leadership content (Laurence Hugo, Ops Lead).
November–December
Christmas Campaign: "Give Them Their Time Back"
Emotionally resonant Christmas campaign. One story. One ask. One video. Meta and Google spend at annual peak. Gift in memoriam program: "Give a donation in memory of someone you loved." Corporate Christmas giving: bulk donations in lieu of gifts. Email sequence: 8 emails across November and December. Year-end giving deadline push (30 December tax receipt cutoff). Thank-you campaign for all donors: handwritten approach for major donors.

Always-On Activity (Year Round)

Google Search

Always-on Search Ads for high-intent keywords. Budget: $2,500/month. Zero-cost via Google Ad Grants (up to $10K/month) once confirmed.

Email Nurture

Monthly donor newsletter. Quarterly impact report. Automated welcome series for new subscribers. Segmented by giving level.

Social Content

3 posts per week across Facebook and LinkedIn. Mix: 60% story/educational, 30% impact, 10% direct ask. No paid spend outside campaign periods.

05

Google Ads: Search + Display

High-intent search capture for referral traffic and donor acquisition. Zero-cost route via Google Ad Grants.

Google Search + Display Network

Capture people actively searching for help, and build awareness with Display remarketing.

Y1 Budget: $12,000 (or $0 via Ad Grants)

Google Ad Grants: As a registered charity, Life Without Debt qualifies for Google Ad Grants — up to USD $10,000/month (approx. AUD $15,000+/month at current rates) in free Search Ads. Application takes 2 to 4 weeks after ACNC registration is confirmed. This is the single highest-ROI action in our digital strategy and should be activated in Week 1.

Awareness
Branded + Cause Keywords

"debt relief terminal illness", "help with debt serious illness", "free debt help cancer", "debt forgiveness dying Australia"

Consideration
Intent Keywords

"can debt be waived for terminal illness", "ATO debt terminal illness", "palliative care debt help Australia", "debt negotiation cancer"

Conversion
Direct Action

"donate to terminal illness charity Australia", "DGR charity donate", "tax deductible donation serious illness", "Life Without Debt donate"

Example Paid Search Ads

Google Search: Beneficiary Ad (Help Seeker)
Google Search: Donor Ad (EOFY)
Google Search: Professional Referrer
Google Display: Remarketing Banner (300x250)
The debt doesn't have to be part of it.
Free, expert help for people with a terminal diagnosis.
Learn More
lifewithoutdebt.org.au
Display remarketing: shown to website visitors who did not convert. Frequency cap: 3 impressions/user/day.

Key Performance Targets

CTR 4.5%+
CPC <$1.80 (Ad Grants)
Conversion 3.2%+ (donor)
Monthly reach 12,000+
Impression share 60%+ (brand)
06

Meta: Facebook + Instagram

Emotional storytelling at scale. Primary channel for donor acquisition and EOFY campaign amplification.

Facebook + Instagram Ads

Story-first creative. Lookalike audiences from donor email lists. Retargeting website visitors.

Y1 Budget: $18,000
Awareness
Cold Audience: Story Ads

Video or image ads leading with one person's story. No ask. Just truth. Targeted to: 45-70, interests in health, caregiver experience, financial services. Lookalike from donor email list.

Consideration
Warm Audience: Impact Ads

Retargeted to video viewers (50%+ watch time) and website visitors. Show impact data. "Your $50 is one hour of expert help." Lead generation ad for email signup.

Conversion
Hot Audience: Direct Ask

Retargeted to donate page visitors and email list. Urgency messaging. EOFY tax deductibility. Gift amounts: $50, $120, $250. One-click donate link. Thank-you page with share prompt.

Example Meta Ad Creative

Facebook: Awareness (Video Story)
"When the bills kept coming,
she stopped answering the phone."
30-sec story video, no ask
Life Without Debt · Sponsored
She had a terminal diagnosis. The debt collectors didn't care.
Margaret spent her last months on the phone to banks. She shouldn't have had to. Life Without Debt exists so no one has to face that.
lifewithoutdebt.org.au Learn More
Facebook: EOFY Conversion
$50
= One hour of expert debt negotiation
Tax deductible. Donate by 30 June.
Life Without Debt · Sponsored
June 30 is 6 days away. Make your gift count this financial year.
Donations over $2 are fully tax deductible. Your gift this financial year funds expert debt negotiation for people with a terminal diagnosis. ACNC registered. DGR endorsed.
lifewithoutdebt.org.au/donate Donate Now
Instagram Story: Awareness
Life Without Debt
"The debt was the last thing he needed to think about."
Free expert debt help for people with a terminal diagnosis.
Swipe up to learn more
Instagram Story. Full-screen vertical. 9:16 ratio. Swipe-up to donate page. 15-sec video or static image.

Audience Targeting Strategy

Audience Layer Targeting Method Est. Size Objective
Cold: Caregiver interests Interests: cancer, palliative care, caregiver, aged care 850K Awareness video views
Cold: Lookalike (1%) Lookalike from donor email upload (minimum 500 contacts) 220K Donor acquisition
Warm: Video viewers 50%+ video watch completion from awareness ads Dynamic Consideration / lead gen
Warm: Website visitors Pixel retargeting: all pages, last 30 days Dynamic Donate page conversion
Hot: Cart abandoners Donate page visitors who did not complete (last 7 days) Dynamic Conversion close

Key Performance Targets

CPM <$12
CTR 1.8%+
Cost per donor <$45
ROAS 3:1 (EOFY)
Video completion 35%+
07

LinkedIn

Corporate partnership development, professional referrer engagement, and thought leadership.

LinkedIn Paid + Organic

B2B fundraising channel. Target: financial services, banking, HR, C-suite. Also healthcare and social work professionals for referrals.

Y1 Budget: $8,000 paid
Awareness
Brand + Cause Awareness

Thought leadership articles. Laurence Hugo and Lisa Hugo personal posts. Company page follower growth. Sponsored content to financial services sector targeting HR and ESG titles.

Consideration
Partnership Exploration

InMail campaign to partnership decision makers. Lead Gen Form ads (download capability statement). Webinar invitation: "The hidden debt crisis in terminal illness." Event promotion.

Conversion
Partnership Agreement

Direct meeting request. Capability statement follow-up. Corporate giving proposal. Employee giving program sign-up. Matched giving campaign launch with partner.

Example LinkedIn Ad Creative

LinkedIn — Sponsored Content (Corporate)
LWD
Life Without Debt
ACNC Registered Charity · Promoted
Your company's ESG spend could give someone their time back.
Life Without Debt provides free, expert debt negotiation to Australians with a terminal diagnosis. One partnership can fund 200 hours of help. We are seeking aligned corporate partners in financial services, banking, and insurance. Download our capability statement.
Corporate Partnership Capability Statement 2025
PDF · lifewithoutdebt.org.au
Download
LinkedIn — InMail (Healthcare Referrer)
Message from: Lisa Hugo, Operations Lead, Life Without Debt

Hi [First Name],

I'm reaching out because the people you support deserve to have debt off their plate. Life Without Debt provides free, expert debt negotiation for patients with a terminal diagnosis and their families.

If you have clients who are dealing with ATO debt, bank loans, or creditors alongside a terminal diagnosis, we can step in and handle it for them at no cost.

Happy to send our referral guide or jump on a 15-minute call.

Targeted to: Social Workers, Palliative Care Nurses, Oncology Social Workers, Hospital Discharge Planners. Geography: Australia. Send limit: 50/month per account.

Organic Content Plan (Laurence + Lisa Posts)

Thought Leadership

"What I learned negotiating with the ATO on behalf of someone who had 3 months to live." Long-form personal post. 800 words. No graphics needed. High organic reach.

Impact Numbers

"We helped 12 families this quarter remove a combined $340,000 in personal debt." Simple text or single stat graphic. Builds credibility with corporate audience.

System Critique

"Banks don't pause debt collection when a patient gets a terminal diagnosis. They should. Here's why that matters." Opinion piece. Drives shares and media pickup.

08

Email and Donor Retention

The highest-ROI channel in fundraising. Email delivers $42 for every $1 spent (DMA, 2023). Our primary donor retention engine.

Email Marketing + Donor Lifecycle

Welcome series, monthly newsletters, campaign sequences, and major donor stewardship.

Y1 Budget: $3,600 (platform + design)

Email Sequences and Automation

Welcome Series (5 emails, 14 days)

Email 1 (Day 0): Thank you for joining. One story. No ask.
Email 2 (Day 3): How we help — the process, the team, ACL 387398.
Email 3 (Day 7): Impact data — what one dollar actually does.
Email 4 (Day 10): Meet the team — Lisa and Laurence, personal.
Email 5 (Day 14): First ask — soft. "When you are ready." $50 suggested.

Monthly Donor Newsletter

Structure (always): One story (named or de-identified). One impact number. One thing we are working on. One ask (or none). Under 400 words. One image. One CTA button.
Sent: First Tuesday of each month. Open rate target: 42%+. CTR target: 6%+.

EOFY Campaign Sequence (6 emails, 4 weeks)

Wk 1 Email 1: Story-led. Soft ask. Tax info introduced.
Wk 2 Email 2: Impact anchor. "$120 = 2.5 hours of negotiation."
Wk 3 Email 3: Social proof. "47 families helped this year."
Wk 4 Email 4: Urgency. "12 days left to give this financial year."
Wk 4 Email 5: Urgency. "4 days left." Last chance story.
30 June Email 6: Final hours. Subject: "Today is the last day."

Lapsed Donor Reactivation

Triggered: No gift in 12 months.
Email 1: "We miss you" — what has changed since your last gift.
Email 2: New story. New impact number. Reduced ask: "Even $25 helps."
Email 3: Final contact. Survey: "Is there a reason you stopped giving?" Win-back rate target: 18%.

Example Email Copy — EOFY Campaign Email 1

Email — EOFY Week 1 (Story-Led Opener)
Subject: He didn't have enough time. Debt collectors had plenty of it.
Preview: This is what we do with your support.
He didn't have enough time.
Debt collectors had plenty of it.

David was 58 when he received his diagnosis. He had a mortgage, a credit card he had been chipping away at for years, and a small business loan that had stopped making sense the moment he got the news.

In the months that followed, he spent hours on the phone to banks. Not talking to his children. Not sitting in the garden. On hold. Explaining himself to someone who would transfer him to someone else.

A palliative care nurse referred David to us. Within three weeks, our team had opened formal negotiations with two lenders and the ATO. David did not have to make a single call himself.

He spent the rest of his time the way he wanted to.

Your donation before 30 June makes this possible for the next David. Donations over $2 are fully tax deductible. ACNC registered. DGR endorsed.

Give Before 30 June
Life Without Debt · ACNC Registered Charity · ACL No. 387398
DGR endorsed: donations over $2 are tax deductible.
09

Grants and Government Funding

The largest single revenue channel in Year 1. Requires the longest lead times. Must start immediately.

Lead time reality: Philanthropic foundation grants typically take 3 to 9 months from application to funding decision. Government grants take 4 to 12 months. Every grant application submitted today is revenue in 6 to 9 months. This is why the grants pipeline opens in Month 1, not Month 6.

Priority Grant Targets

Paul Ramsay Foundation

Focus: entrenched disadvantage, health inequity. Terminal illness intersects with financial hardship. Grants: $100K to $500K. Letters of Inquiry accepted year-round.

$100K target Open Round
Ian Potter Foundation

Focus: health, community wellbeing. Strong track record funding palliative care and patient advocacy organisations. Grants up to $150K. Annual round: March application window.

$80K target March Round
Perpetual Trustees — IMPACT Philanthropy

Manages multiple philanthropic trusts with health focus. Pooled grant programs. Introductory meeting approach recommended before formal application.

$60K target Relationship First
Sidney Myer Fund

Focus: social equity, health, community services. Values-aligned with terminal illness financial advocacy. Unsolicited applications accepted. $20K to $100K range.

$50K target Open Applications
Department of Health — Palliative Care Programs

Federal government funding stream for palliative care innovation. Our work complements clinical palliative care by removing financial distress as a barrier to dignified care.

$80K target Annual Budget Cycle
State Government — Community Services Grants

Each state runs community services grant programs (e.g. VIC DFFH, NSW Family and Community Services). Begin with home state, then expand. Smaller grants, faster decisions.

$40K target Multiple Rounds

Grant Application Capability — What We Bring to Every Application

Regulatory Credibility

ACNC registered. DGR endorsed. PBI confirmed. ACL No. 387398 (licensed practitioner). These are not common in small charities. We lead with them.

Clear Theory of Change

Input: donor dollars. Activity: professional debt negotiation by licensed practitioners. Output: debt resolved or restructured. Outcome: time and dignity restored to people with a terminal diagnosis.

Measurable Outcomes

Number of clients served. Total debt negotiated. Average hours of expert help per client. Client satisfaction. Referral source tracking. All reportable quarterly.

10

PR and Earned Media

Free reach, trusted credibility. PR is our single most powerful channel for donor trust and grant credibility. It costs time, not money.

Media Relations + Earned Coverage

National and state media, podcasts, radio, and sector publications.

Y1 Budget: $6,000 (PR consultant, 3 months)

Target Media Outlets

National Print + Digital

The Australian, The Guardian Australia, The Saturday Paper, ABC News Online, news.com.au. Target: feature story, not news brief. 800 to 1,500 words.

Radio + Podcasts

ABC Radio National (Health Report, Life Matters). 2GB Drive. Specific podcasts: The Palliative Care Podcast, Money Stuff (Bauer Media), The Betoota Advocate Podcast.

Sector Publications

Pro Bono Australia, Philanthropy Australia's newsletter, Community Care Review, Australian Nursing Journal. Trust-builders with the grant and referral audiences.

Story Angles for Media Pitching

Story Angle Target Outlet Hook Timing
"Debt collectors don't stop for a terminal diagnosis" The Guardian / The Australian System critique + human story Launch + World Cancer Day
"The ATO has hardship provisions nobody tells you about" ABC RN Health Report Practical + surprising March (grant application season)
"A charity staffed by debt negotiators — and it's free" Pro Bono Australia Sector novelty Q1 launch
"What palliative care nurses wish they could do about debt" Australian Nursing Journal Professional referrer audience Palliative Care Week (Aug)
"She gave her last year to banks. We think that should change." The Saturday Paper Long-form human interest EOFY campaign
"Why I left finance to negotiate debt for dying people for free" LinkedIn long-form / AFR Weekend Laurence Hugo personal story Mid-year

Media multiplier effect: A single feature story in The Guardian or ABC produces the equivalent of $40,000 to $80,000 in paid media reach. It also dramatically increases donor trust scores, grant application success rates, and referral volumes from healthcare professionals. PR is not optional for a charity at our stage. It is the cheapest credibility we can buy.

11

Corporate Partnerships

Financial services, banking, legal, and insurance sectors are our natural partners. They handle debt. So do we.

Corporate Partnership Program

Three partnership tiers. Annual agreements. Employee giving integration. Co-branding for partner benefit.

Y1 Target: $60,000

Partnership Tiers

Supporting Partner — $5,000/yr

  • Logo on website and annual report
  • Social media acknowledgement (3 posts)
  • Certificate of partnership
  • Quarterly impact report
  • Staff giving matched up to $2,500

Principal Partner — $20,000/yr

  • All Supporting benefits
  • Named in media releases
  • Annual presentation to staff on impact
  • Co-branded employee giving campaign
  • CEO acknowledgement letter
  • Priority referral partnership agreement

Foundation Partner — $50,000/yr

  • All Principal benefits
  • Founding partner status (permanent)
  • Board observer invitation (annual)
  • Named program: "The [Company] Debt Relief Fund"
  • First-look rights to impact data for ESG reporting
  • Jointly authored industry white paper

Target Corporate Partners (Year 1)

Company Type Why Us Partnership Tier Approach Route
Regional / community bank Customer hardship alignment, community CRA obligations Principal $20K CEO / CSR Manager direct
Life insurance company Direct client overlap. Terminal illness = core business intersection Foundation $50K LinkedIn InMail + capability statement
Credit union Member-owned, values-driven. Community impact is brand Supporting $5K Board-level introduction
Law firm (wills / estate) Client overlap. Terminal diagnosis clients need wills and debt help simultaneously Principal $20K Professional referral MOU first
Financial planning firm Clients with terminal diagnosis often referred for financial advice. Our service is complementary Supporting $5K FPA network introduction
12

Events and Community Fundraising

Lower ROI than digital, but critical for donor relationships, media coverage, and corporate partner engagement.

Annual Gala Dinner (Year 2)

120-person seated dinner. Table sales to corporate partners. Major donor recognition. Story presentation. Pledge call. Target: $40,000 net. Year 2 launch to build donor community first.

Industry Breakfast Briefings

Quarterly 30-person breakfast for financial services, legal, and health professionals. Referral development. Speaker: Laurence Hugo on debt negotiation practice. Cost: $800/event. Goal: referral pipeline, not revenue.

Online Community Events

Quarterly webinar for donors and supporters. Impact update. Q and A with Laurence and Lisa. No ticket cost. Donation prompt at close. Builds community, drives regular giving upgrades.

13

Capability Statement

The document we take into every corporate partner meeting, grant application, and major donor conversation. Adapt version for each channel.

Capability Statement

Life Without Debt

ACNC Registered Charity · PBI Status · DGR Endorsed · ACL No. 387398

2025 Partnership Prospectus
lifewithoutdebt.org.au

"No Australian with a terminal diagnosis should spend the time they have left on the phone to debt collectors. Life Without Debt exists to make sure they do not have to."

What We Do
  • Free, expert debt negotiation for people with a terminal diagnosis
  • Licensed negotiation with banks, the ATO, and private creditors (ACL 387398)
  • Support for immediate family members and carers applying on behalf of a patient
  • No fees. No means testing. No obligation. Completely free to the people we serve.
Who We Are
  • Lisa Hugo — Operations and Strategy Lead. Responsible for service delivery, governance, and fundraising strategy.
  • Laurence Hugo — Technical Negotiator. Licensed under ACL No. 387398 via Credit Mediation Services Pty Ltd. Conducts all formal debt negotiation.
  • Board of Directors provides independent governance oversight

Channel-Specific Capability Statement Versions

Corporate Partner Version

Lead message: "Partner with us and your brand is associated with one of the most human problems in Australian healthcare: debt in the face of terminal illness."

Key additions: ESG alignment section. Employee giving program detail. Co-branding rights. Named giving fund option. ROI metrics for partner: media value, staff engagement, customer trust.

Appendix: Tax deductibility confirmation. ACNC registration copy. ACL 387398 licence copy. Partnership agreement template.

Grant Body Version

Lead message: "We combine licensed debt negotiation expertise with a charitable mission. This is not common in the Australian sector. It is our unique point of difference."

Key additions: Theory of change. Measurement and evaluation plan. Organisational risk management. Financial management framework. Board governance credentials. Two-entity model explanation (CLG + CMA service agreement).

Appendix: ACNC registration. Financial statements (when available). Board declarations. ACL 387398 licence. ASIC registration.

Healthcare Professional Version

Lead message: "You can refer your patients to us with confidence. We are licensed, free, and we handle everything from first contact to resolution."

Key additions: Referral pathway (how to refer, what happens next, how long it takes). Privacy and confidentiality framework. Clinical boundary clarity (we handle debt, not clinical care). Contact details for Intake Coordinator.

Appendix: Referral form. FAQ for clinicians. Case study (de-identified). ACL 387398 licence.

Major Donor Version

Lead message: "Your gift is not anonymous. We will tell you exactly what it did, who it helped, and what happened next. We believe major donors deserve that."

Key additions: Named giving fund option. Bequest information. Annual dinner invitation. Personal updates from Laurence or Lisa. Impact letter at 3 months, 6 months, 12 months post-gift.

Appendix: ACNC registration. DGR endorsement. Gift acknowledgement policy. Bequest wording for estate planning.

14

Growth Projections and Demand Modelling

How the fundraising targets connect to the number of people we can help, and how demand is expected to grow.

Demand context: Approximately 170,000 Australians die each year (ABS). Of these, roughly 70,000 receive a formal palliative care diagnosis. An estimated 40 to 60% carry personal debt at the time of diagnosis (Credit Ombudsman data, ASIC debt research). The addressable population for our service is approximately 28,000 to 42,000 Australians per year. We are starting with a capacity to serve fewer than 200 in Year 1. Demand will always exceed supply in our early years.

Clients Served vs Revenue — 3-Year Projection

~180 Year 1 clients served
~320 Year 2 clients served
~550 Year 3 clients served
$2,600 Avg. cost per client (Y1)
$1,800 Avg. cost per client (Y3)
28,000+ Addressable population (annual)

Donor File Growth Model

Metric Year 1 Year 2 Year 3 Growth Driver
Active donors (individual) 420 890 1,800 Meta ads, EOFY campaigns, PR
Regular giving subscribers 120 280 500 Email nurture, upgrade ask
Email list size 2,400 5,500 11,000 Meta lead gen, website, referrals
Corporate partners 4 8 14 LinkedIn, events, capability statement
Major donors ($1,000+) 12 25 45 Events, personal cultivation
Donor retention rate 48% 56% 64% Email stewardship, impact reporting
Average gift (all donors) $148 $162 $185 Upgrade asks, major donor growth

Donor File Growth — Active Donors by Year

15

Measurement Framework

What we measure, how often, and who is responsible. A campaign that cannot be measured cannot be improved.

Reporting cadence: Weekly (digital spend and returns, Lisa). Monthly (full channel review, both). Quarterly (board KPI report, Lisa). Annually (ACNC report, audited financials, published impact report).

KPI Channel Y1 Target Y2 Target Measurement Tool
Cost per acquired donor Digital (all) <$55 <$40 Google Analytics + CRM
Donor retention rate All channels 48% 56% CRM year-on-year comparison
Average gift value Individual giving $148 $162 Payment platform + CRM
EOFY campaign ROAS Meta + Google 2.5:1 3.5:1 Meta Ads Manager, Google Ads
Email open rate Email 40% 44% Mailchimp / Campaign Monitor
Email conversion rate Email 3.5% 5% Email platform + payment gateway
Grant success rate Grants 35% 45% Grant pipeline tracker (spreadsheet)
Corporate partnerships signed Corporate 4 8 CRM partnership pipeline
Media pieces published PR 6 12 Clipping service / manual tracking
Regular giving active subscribers All digital 120 280 Payment platform
Total revenue vs target All channels $300,000 $450,000 Finance system (monthly close)

Technology Stack

CRM

Salesforce Nonprofit Success Pack (free for eligible charities) or Bloomerang. Donor records, gift history, communication log, grant pipeline.

Email Platform

Mailchimp (free to 500 contacts, then $20/month) or Campaign Monitor. Automated sequences, segmentation, open and click tracking.

Payments

GiveNow or Stripe with Raisely. DGR-confirmed tax receipts issued automatically. Regular giving via direct debit. Mobile optimised.

Analytics

Google Analytics 4 (free). Meta Pixel. Google Tag Manager. Monthly reporting dashboard. Annual audit of attribution.

The campaign is not the goal.
The people are the goal.

Every KPI in this document exists for one reason: to fund more hours of expert debt negotiation for people with a terminal diagnosis. Revenue growth is not ambition. It is how we help more people.

Y3
550 clients served
$2.43M
Revenue target Y3
+$1.76M
Surplus to reinvest